The majority of the average individual’s life is spent at work, earning and providing for themselves and their families. Inevitably, with that much time spent at the workplace, injuries while working are likely to occur at some point. Luckily, there is a state-run insurance program known as Workers’ Compensation, which provides wage replacement and medical benefits for injured employees.
Workers’ Compensation Claims Differ by State
Workers’ compensation insurance eligibility and benefits differ from state to state. The differences can be significant. The workers’ compensation attorneys at the Cottrell Law Office are extremely knowledgeable regarding the workers’ compensation laws for both Arkansas and Missouri.
In Arkansas, Workers’ compensation coverage is paid by your employer at no cost to you. However, it is your responsibility to report a work-related accident as soon as it occurs. Workers’ Compensation coverage will pay for reasonably necessary medical care and will also replace part of your lost wages if your doctor says you must be off work for a certain length of time because of a work-related injury or illness. Remember that either your employer or its workers’ compensation insurance carrier has the right to choose the doctor who will treat you.
Learn more about Arkansas Workers’ Compensation Rules here.
In Missouri, employees are entitled to medical treatment and care, including all costs for authorized medical treatment, prescriptions, and medical devices. There is no deductible and all costs are paid by the employer or its workers’ compensation insurance company. In addition to medical benefits, an employee may be entitled to temporary total disability benefits and permanent partial or permanent total disability benefits.
Retaliation for making a workers’ compensation claim is prohibited
Although the right to workers’ compensation benefits is established by law, many employees are afraid to file a claim because they fear they lose their job. However, both Arkansas and Missouri law prohibit an employer from discriminating or firing an employee for filing a workers’ comp claim.
However, an employer may “lawfully discipline or terminate pending workers’ comp claimants [or] those who have former workers’ comp claims as long as it is not retaliatory and as long as it is based on misconduct that is unrelated to the workers’ compensation claim.” So, it may be difficult to prove that the discipline or termination is actually related to the worker’s compensation claim. If you are treated differently at work following your submission of a workers’ compensation claim, seek the counsel of the experienced worker’s compensation attorneys at the Cottrell Law Office. Retaliation takes many forms and we can explain your rights and assist you to pursue all available remedies.
Getting Help from Our Arkansas Workers’ Compensation Lawyers
The Cottrell Law Office represents injured workers across Arkansas. Our law firm is devoted to helping people obtain the compensation they are entitled to for their injuries. Every day our Arkansas workers’ compensation lawyers talk to people who are unable to work due to a serious injury. We understand the anxiety and stress of worrying about how to support yourself and your family. In every case, our only goal is to help you recover the compensation to which you are entitled.
If you’ve lost a loved one in a workers’ compensation, our legal team at the Cottrell Law Office, may be able to help your family fight for justice and take the first steps towards getting possible financial support for your unexpected burdens. To learn more about pursuing such restitution, call 800-364-8305 today.