Social Security Disability Insurance (SSDI) is a government benefits program for the disabled, which is managed by the Social Security Administration. The Social Security Administration has developed a formalized process for determining “disability” in an effort to keep the decision making process as uniform as possible, across the country.
What is Social Security Disability Insurance?
Social Security Disability Insurance benefits are funded entirely by the payroll taxes. So, in order to be eligible for these benefits, each working individual must have earned enough “work credits.” The minimum number of credits is determined by your age and the date you become disabled. Therefore, you must be between the ages of 18 and 65 and have worked at least some part of five of the ten years prior to becoming disabled. Social Security Disability Insurance provides income replacement for individuals who are unable to work due to a long-term injury or illness.
The definition of total disability under SSDI
Under Social Security rules, you are considered disabled “if you cannot do work that you did before and we decide that you cannot adjust to other work because of your medical condition(s).” The Social Security Administration expects that your disability will last for at least one year or result in death.
Who will decide whether I’m disabled?
Actually, it is not the Social Security Administration that makes the decision. Once your application is submitted, the file is turned over to a designated state office that actually reviews your medical records and other documentation and medical evidence that you submit. A Claims Analyst within that office is usually the person who determines whether you meet the criteria for disability.
In Arkansas, this office is called the Arkansas’s Disability Determination for Social Security Administration. This state agency determines medical eligibility for Social Security disability for their respective residents. The process has been standardized throughout the nation. As such, each analyst will determine the answers to specific questions in determining whether you meet the standard of social security disability in Rogers.
Factors that do not matter in the decision
Whether you “look” disabled is not even a consideration. In fact, the analyst never sees you before making the decision. The analyst does not determine whether you “deserve” the benefits you are seeking. The determination is not that subjective. Instead, they look strictly at whether you are medically disabled, as the Social Security Administration defines disability. The determination is not based on “fairness” or what seems right to the analyst. Nor do they rely solely on whether your doctor believes you are disabled. Your medical records and your treating physician’s opinion about your condition are what is important. Now, on the other hand, if your doctor does not support your claim for social security disability in Rogers, it will be more difficult to obtain approval.