Workers' Compensation

Are Employers Required to Carry Workers Compensation Insurance?

Worker’s compensation is a form of insurance that reimburses employees for medical care resulting from a workplace-related injury, illness or disease.  In order for an employee to receive this reimbursement, he or she must give up the right to sue the employer for negligence related to the injury.  The purpose is to provide benefits for employees without requiring proof...

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Workers' Compensation

Schedule Loss of Use Award

Workplace injuries can be minor and some can be severe.  Depending on the line of work and the type of equipment used, some occupations tend to be more hazardous or to result in more serious, even catastrophic, injuries.  One of the worst examples of a serious workplace injury is when someone loses a limb while operating heavy machinery.  When...

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Workers' Compensation

Injuries Not Covered by Workers Compensation

If you have been injured while at work in Missouri or Arkansas, but you are not sure whether you should file a workers compensation claim, it may help if you know the injuries not covered by workers compensation.  Because every state has its own worker’s compensation laws, the whether a particular injury is covered or not will depend on the...

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Workers' Compensation

Joplin Workers' Compensation: If I’m Injured in a Motor Accident While at Work, Can I Sue the Person who Caused the Wreck?

The purpose of worker’s compensation is to provide employees who are injured on the job with insurance coverage, without requiring proof of fault.  In exchange for worker’s compensation benefits, employees must agree not to sue their employers.  This does not prevent an employee from suing a responsible third-party. For instance, if an employee falls from a ladder while at...

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